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Raksa's Group
In this Group: Raksa, Rem, Phorn
Raksa, 26, lives in a rural village of the Battambang province’s Moung Russey district. She is a married mother of two children. Her family’s income is from leasing a rice paddy of two hectares and planting sesame. Sometimes, her husband works for others as a paid laborer. Raksa has been in the farming business for 10 years, to make a living. From the current business, she can earn about KHR 22,000 per day, and she manages to save about KHR 16,000 per day for future needs.

Raksa has been a member of VisionFund for two loan cycles already, and she completely repaid the loans. She used those previous loans from VisionFund successfully, to better support her living. Now she is leading her group to ask for a new loan. As the leader, she is going to use part of her share of the loan funds to buy fertilizers and pesticides for her farmland, and use another part of it to buy gasoline for water pumping. With the profits of this loan, she hopes to extend her farmland to increase her business, so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Raksa's Group's $775 loan helped a member to buy fertilizers and pesticides for her farm, and gasoline for water pumping.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 8, 2013
Currency Exchange Loss:
Mar 17, 2014