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In this Group: Ước, Chuyên, Trang, Nga, Thu, Duyên
Mrs. Ước is 26 years old, and she is married with one child. She has a manufacturing business sewing clothes. She is requesting a loan to purchase clothing to resell. Ước has been involved in this business for four years. One of the most critical business difficulties that concerns her is the lack of capital.

Ước is the group leader of the Van Ha solidarity group, which consists of six members. Ước supports one dependent with her business in Thieu Hoa district, a rural town in Thanh Hoa province.

In 2010, Ước joined Thanh Hoa Fund for Poor Women to improve her business. Ước has successfully repaid three loans from Thanh Hoa Fund for Poor Women.

With her new profits, Ước hopes for her business to do well so she can make enough money to provide for her kids and to buy land of her own.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,916.1
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Van Ha Group's $2,900 loan helped a member to purchase clothing to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 7, 2013
Currency Exchange Loss:
May 17, 2014