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In this Group: Hiền, Hòa, Hà, Minh, Vậy
Mrs. Hiền is 26 years old, and she is married with two children. She supports two dependents with her business in Thieu Hoa district, a rural town in the Thanh Hoa province.

Hiền has a service business taking photographs. She is requesting a loan to purchase instruments to maintain her wedding photography business. Hiền has been involved in this business for two years. One of the most critical business difficulties that concerns her is the lack of capital.

Hiền is the group leader of the Van Ha solidarity group, which consists of five members.

In 2011, Hiền joined Thanh Hoa Fund for Poor Women to improve her business. Hiền has successfully repaid two loans from Thanh Hoa Fund for Poor Women.

With her new profits, Hiền hopes for her business to do well so she can buy land of her own and make enough money to provide for her kids.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 75
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,916.1
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Van Ha Group's $2,300 loan helped a member to purchase instruments for her photography business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 7, 2013
Currency Exchange Loss:
May 17, 2014