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Hasmik is a geography teacher. She graduated from Vanadzor State Pedagogical Institute and has a specialization in the field of history and geography. Hasmik is 36 years old and lives with her husband, son and daughter in Vanadzor city. Hasmik's husband works in a construction company in Vanadzor and both of them share their family expenses.

For more than 12 years Hasmik has worked in a Vanadzor high school as a teacher of geography. At the same time she has two groups of five students and organized individual lessons for geography and history and helps them prepare university exams. Hasmik said that in our century it is too hard to teach students without a computer and the internet. She needs a loan to buy a new computer and printer which will help her to organize her geography and history courses more effectively and she hopes to enlarge her student groups. And the same time she will receive more profit from this set-up.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Hasmik to buy a new computer and printer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 5, 2013
May 7, 2013
Currency Exchange Loss:
May 17, 2015