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Hovhannes is 54 years old. He lives with his wife and his retired father in the city of Kapan. Hovhannes has two daughters, both are married and live separately from their parents with their families. Hovhannes is a soldier and works in the Armenian Armed Services.

In his free time, Hovhannes works in agriculture and raises poultry. He has a plot of land and a fruit orchard where he grows vegetables and fruits. Hovhannes has a big coop next to his house and keeps his chickens, geese and ducks there. Hovhannes sells his crops to wholesalers right from his house, which is more convenient than selling them at the market.

His wife helps him a lot with the farm, she takes care of the birds with great pleasure. As she says, it is not easy to take care of birds and you need to know the particulars of raising poultry and love this job.

Hovhannes decided to expand his poultry business and he especially would like to increase the number of ducks and geese. This is why Hovhannes need a loan of 350,000 Armenian dram for the purchase of 20 geese, 20 ducks and bird feed.
View original language description ↓
Ованесу 54 года. Он живет с женой и с отцом пенсионером в городе Капан. У Ованеса две дочери, обе замужем и живут отдельно от родителей со своими семьями. Ованес военный и работает в Вооруженных Силах Армении.
В свободное от работы время Ованес занимается сельским хозяйством и птицеводством. У него есть земельный участок и фруктовый сад где выращивает овощи и фрукты. У Оганеса большой курятник рядом с домом и там он держит своих кур, гусей и уток. Сельскохозяйственные продукты Ованес продает скупщикам прямо из своего дома,что более удобнее чем продавать их на рынке.
В хозяйстве ему очень помогает его жена , которая с большим удовольствием заботится о птицах. Как она говорит , ухаживать за птицами не легко и надо знать особенности птицеводства и надо просто любить это дело.
Оганес решил разширить свое птицеводство и особенно он хочет умножить каличество уток и гусей. По ему Ованесу нужен кредит на сумму 350,000 Армянских драм для покупки 20 гусей , 20 уток и корма для птиц.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Hovhannes to buy 20 geese, 20 ducks and feed for the birds.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 10, 2013
Currency Exchange Loss:
Nov 17, 2014