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Amalia Del Carmen
Amalia is a 29-year old successful entrepreneur. She lives with her partner and has run her own bakery business at home for 8 years. She previously worked as a mobile seller of fresh fruit, but started to invest her small earnings in supplies to make bread. Her business has been growing ever since and now has seven workers and is generating employment.

She has been with the credit institution for 6 years and will use the loan to buy supplies such as flour, butter, sugar, coloring, yeast, etc.
View original language description ↓
Amalia es una empresaria de éxitos tiene 29 años de edad, acompañada, su negocio es una panadería ubicado en su domicilio, tiene 8 años de tener su negocio ya que anteriormente se dedicaba a vender frutas frescas ambulante, poco a poco de sus pequeñas ganancias fue invirtiendo en materia prima para hacer pan, desde ese entonces el negocio ha venido creciendo hasta hoy logrando tener siete trabajadores ya que es generadora de empleos también. Tiene 6 años de ser cliente de la institución. El crédito lo invertirá en la compra de materia prima como harina, manteca, azúcar, rodamina, levadura, etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Amalia Del Carmen to buy supplies such as flour, butter, sugar, coloring, yeast, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 7, 2013
Currency Exchange Loss:
Dec 20, 2013