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Luz Del Sol Group
In this Group: Brenda Del Carmen , Meyling Auxiliadora , Heylen Eliet, Melania Del Carmen
This group is made up of four enterprising members.

One of them is Heylen, 24. She's single and has made a living for five years selling clothing and Avon cosmetics as a street vendor, on order, and on credit.

She'll invest the loan in buying clothing such as men's pants, women's pants, men's shirts, blouses, men's boxers, and silver jewelry such as chains, bracelets, rings, pins, anklets, etc.

Melania, 53, sells clothing, cosmetics, and underwear. Brenda, 37, sells Avon cosmetics and clothing. Meyling, 32, sells clothing and cosmetics.
View original language description ↓
Este es un grupo formado por cuatro socias emprendedoras una de ellas es Heylen tiene 24 años de edad, soltera tiene cinco años de dedicarse a vender ropa, cosméticos de la Avon, ambulante y por encargo y al crédito. El crédito lo invertirá en la compra de ropa como pantalón de varón, pantalón de mujer, camisas de varón, blusas, bóxer de hombre, prendas de plata como cadena, pulseras, anillos, cadenas, chapas, pulseras de pie etc. Melania tiene 53 años de edad y su negocio es la venta de ropa, cosméticos y ropa interior, Brenda tiene tiene 37 años y su negocio es la venta de cosméticos de la Avon y venta de ropa y Meyling tiene 32 años y su negocio es la venta de ropa y cosméticos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz Del Sol Group's $2,500 loan helped a member to buy clothing and jewelry.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 8, 2013
Currency Exchange Loss:
Dec 20, 2013