Juan is 30 years old, he is married and he has a 10-year-old son. He breeds cattle and he engages in producing and selling cheese and milk. He lives in the Batallas, a community whose inhabitants engage in agriculture and animal husbandry. This is Juan’s first loan with our institution, and he will use it to buy a dairy cow. He wants to take advantage of this loan opportunity because he has not enough money to buy the cow, and this purchase will be of great benefit for him, as he will obtain more milk and will consequently succeed in producing more cheese and in having more milk to sell, thus improving his income. There are some challenges Juan has to face on a daily basis, such as buying fodder at a certain time of the year, and he will improve his cattle’s condition thanks to the benefits from the loan. He wishes to succeed in becoming a wholesale producer of cheese and to offer his products to the different markets of the town of La Paz.
El Sr. Juan tiene 30 años, casado tiene un hijo que tienen la edad de 10 años, el se dedica a la elaboración y venta de queso y leche ya que tiene ganado vacuno, el vive en la localidad de Batallas, la gente de la población se dedica a la agricultura y ganadería, este préstamo es su primera secuencia dentro de la institución, El Sr. Juan utilizara este préstamo para la compra de una vaca lechera y quiere aprovechar esta oportunidad, su razón para solicitar este préstamo es no tiene dinero para la compra ya que esto le beneficiara de gran manera ya que proporcionara buena cantidad de leche y así de esta manera producir más quesos y leche y mejorar sus ingresos económicos, El Sr. Juan enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y utilizara los beneficios mejorar su ganado y su deseo es poder elaborar quesos por mayor y ofrecer a los distintos mercados de la ciudad de La Paz.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.