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Shabnam is an enterprising woman with many dreams to fulfill. She lives in Rawalpindi, Pakistan, with her four children. She loves her family and claims they are her greatest strength for getting up each morning and working hard to generate an income.

Since 2004, she has been working as a tailor. She provides stitching services in her community. Her eldest daughter also helps her in stitching up dresses. She has excellent stitching skills, and due to the money she generates, she has managed to provide a better quality of life for her family.

Her greatest wish is to expand her business and to purchase one more sewing machine, as her number of customers is increasing day by day. However, because of having only one machine, she cannot easily cope up with all the customers on time and that results in a loss of money and customers. Therefore, she is asking for a loan from Kiva's partner BRAC Pakistan to invest in the purchase of a sewing machine, which will allow her to fulfill the demands of customers more efficiently and to elevate her level of income.

With the profit amount, she wishes to start a general store business in her home to sell a variety of products, including biscuits, tea packs, rice, etc. She is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shabnam to purchase a sewing machine for stitching clothes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 7, 2013
Currency Exchange Loss:
Mar 17, 2014