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This client lives with her husband and their two children in their own home. She has sold cell phone accessories for many years. Thanks to her friendliness, creativity, and the large variety of products she offers, she has been able to win the trust of many customers. She has decided to request a loan to purchase a greater variety of phone accessories such as headsets, cases, and outer covers, among other things to stock her store. This way she can attract more customers, allowing her to improve her sales and make more earning to have more financial stability for her family.
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la clienta vive con su esposo y sus dos hijos en casa propia, ella se dedica a vender accesorios para su telefono desde hace varios años, gracias a su amabilidad, creatividad y a la gran variedad de productos que mantiene ha logrado ganarse la confianza de muchos clientes, Ha decidido solicitar un credito para comprar mayor variedad de accesorios para telefonos como audifonos, estuches, carcasas entre otras cosas y poder surtir su negocio de tal manera que logre atraer a más clientes que le permitan mejorar su nivel de ventas y asi obtener mejores ganancias para tener una mejor estabilidad economica con su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 377
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower purchase merchandise for cell phones such as headsets and cases.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 8, 2013
Currency Exchange Loss:
Dec 19, 2013