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Neftali Antonio
Neftali lives in his own house with his wife and two children. He has sold collars, leashes and other accessories for dogs for several years. He sells as a street vendor in the markets nearby his residency. With his sales he is able to pay for his household expenses. Neftali wants to improve his home, building a room and a wall, but what he makes isn't enough to do it. That is why he is asking for a loan that will allow him to buy materials such as cement, sand, metal rods, and more, as well as to pay for the labor costs. This way, he and his family can live well and safer.
View original language description ↓
Don Neftali vive en casa propia con su esposa y sus dos hijos el se dedica a vender collares, percheras, entre otros accesorios para perros desde hace varios años, vende de forma ambulante en los mercados que estan cerca de su lugar de residencia con las ventas que realiza logra solventar los gastos de su hogar, Don Neftali quiere mejora su vivienda construyendo un cuarto y un muro pero con lo que gana no le alcanza para realizarlo, por eso solicta un credito que le permita poder comprar los materiales como: cemento, arena, hierro, entre otras cosas y pagar mano de obra para poder construir y que puedan vivir bien y mas seguros él y su familia.

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Neftali Antonio to buy materials to do home improvement.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2013
May 6, 2013
Currency Exchange Loss:
Oct 19, 2014