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Roberto has been working in agriculture for several years, which has given him the necessary ability and knowledge to attend to his crops. His main crops are corn and sorghum.

When his harvest is ready, he stores it in the silos shown in the photograph. He then goes out and sells them to basic grains agencies near his home. With the earnings from his sales, he helps with his family's expenses. He lives with his wife and his three children.

Roberto is applying for a loan to buy farm supplies to help with sowing crops, such as manure, seeds, and fertilizer. He will then be able to earn a better income and continue helping with the household expenses with no limitations.
View original language description ↓
Don Roberto se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maiz y maicillo cuando su cosecha ya esta lista la va almacenando en los graneros que muestra la fotografia para luego salir a comercializarlos en agencias de granos basicos que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive con su esposa y sus tres hijos, Don Roberto esta solicitando un credito para poder comprar insumos agricolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y asi poder tener mejores ganancias y seguir ayudando en los gastos de su casa sin ninguna limitacion.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 499
    View loans »
    El Salvador Loans Fundraising
  • $31,360,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Roberto to buy farm supplies such as seeds, fertilizer, and pesticides.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 18, 2013
May 6, 2013
Currency Exchange Loss:
Jul 20, 2013