A loan of $3,725 helped a member to stock her store with food products.


Divino Nino Group's story

Divino Niño Communal Bank is made up of 11 members, 9 women and 2 men, mothers and fathers of 20 dependent children among them. They're from El Sauce, located in the northern part of the country. These people describe themselves as hardworking and responsible with a desire for personal self-improvement despite the difficulties they've had in life. Unfortunately they weren't able to continue their studies because they needed to work from a young age to help with the household expenses.

Thanks to her effort and desire to get ahead, Alba Justina is the coordinator of the bank. Her job is a "pulpería" located in her house. A pulpería is a small store that sells food items in small quantities such as packets of coffee, shampoo, or sauce, rice, eggs, packaged soup, beans, oil, bread, juice, and soda. Alba's work routine is to sell her products some 10 hours a day.

The goal of the loan is to invest in working capital and stock her business buying and selling food products for her grocery store so she can earn better income in the near future.

Divino Niño Communal Bank is grateful for the help that Kiva lenders give to low-income people and poor countries like Nicaragua so they have a means for a decent job.

In this group: Rene Antonio, Gregoria, Lucia, Reyna Isabel , Sayra Noelia , Alba Justina, Jardiel Calixto , Valentina, Maribel Del Carmen, Elsa Maria, Brenda Del Rosario

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Translated from Spanish by Kiva volunteer Catharine Wall



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