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Víctor Eugenio

Update on Víctor Eugenio

Víctor, 60, lives in his own house with his wife and two children. He describes himself as an enterprising, responsible, and hardworking man.

He makes a living growing basic grains such as beans, corn, and sorghum. With the profits from his sales he's able to cover the household expenses because that business is his main source of income. The most important thing to him is his family, for whom he works every day from early in the morning.

Víctor has decided to request a loan to invest in the necessary inputs: seed, pesticide, soil amendments, herbicide, etc., as shown in the photograph. This way he'll have good harvests that will yield him better profits and he'll be able to give his family what they need without any limitations.
View original language description ↓
Don Victor de 60 años de edad, habita en casa propia con su esposa y sus 2 hijos. Él se caracteriza por ser un hombre emprendedor, responsable y trabajador, se dedica al cultivo de granos básicos como frijol, maiz y sorgo. Con las ganancias que obtiene de sus ventas logra cubrir los gastos de su hogar ya que ese negocio es su principal fuente de ingresos. Para él lo más importante es su familia y es por ella es que trabaja día con día desde tempranas horas de la mañana. Don Victor ha tomado la decisión de solicitar un credito para invertir en los insumos necesarios: semilla, venenos para plagas, abonos, pesticidas, herbicidas, etc. asi como muestra la fotografia y asi tendra buenas cosechas que le dejaran mejores ganancias y podra darle a su familia lo que necesita sin limitacion alguna.

Previous Loan Details

Víctor Eugenio is 59 years old and lives in a house on his property with his wife and children. He describes himself as a being an entrepreneurial, responsible, and hard-working man. He works farming basic grains and selling products from a store. Each year he farms beans and corn which are the m... More from Víctor Eugenio's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 678
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Víctor Eugenio to buy seed, pesticide, fertilizer, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 16, 2013
May 8, 2013
Currency Exchange Loss:
May 18, 2014