Josephine into selling of food stuffs but took her loan to sells cosmetics in Likpe Bakua, Hohoe Township and the surrounding communities. Josephine has received no formal education. She is widow with 5 children. Josephine has been selling food stuffs and other petty trading for the past 18 years but took loan to sells powder so she can get an extra income to support herself. She is responsible for all the financial needs of herself and that of her children. She started selling cosmetics so she can give great support to her children. Her loan will be used to buy more cosmetics to sell. She hopes to use the new profits from her business to save towards her children's schooling needs.