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Update on Juma

Juma makes a living cooking and selling delicious chapatis (traditional flat bread), and thanks to his previous Kiva loan, he has been able to continue with his business. He is a very hardworking man who is dedicated to his business and supporting his family. His wife also helps out with household expenses as she is able.

Thanks to his previous loan, Juma has expanded and improved his overall business as well as the quality of his products. He plans to use the support from this loan to purchase wheat flour, starch, yeast, eggs and other ingredients for making his chapatis. He is very grateful for this opportunity.

Previous Loan Details

Juma operates a restaurant business, serving his neighbors and passers-by. He has been engaged in this business for the past five years. He faces a major challenge of competition in his business. He dreams of becoming financially independent in the future. Juma and his wife have seven childre... More from Juma's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 472
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juma to purchase wheat flour, starch, yeast, eggs and other ingredients.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 3, 2013
May 6, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Juma. It was first posted on Kiva on Jul, 2011. Learn More