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Trust Group
In this Group: Joktan, Esther, Elizabeth, Elias, Fatuma, Somoe, Mathias, Edwin, Emanuel
Joktan is a member of the Trust Group. He is a carpenter and has been making a variety of types of furniture since 1989. He works from 8 a.m. to 6 p.m. daily and is able to make a good profit each month.

Joktan is in his early forties. He and his wife have four children, all of whom are enrolled in school.

This will be Joktan's tenth loan request from Tujijenge Tanzania. With the previous loans, all of which he has repaid successfully, he has bought larger quantities of wood and has made larger quantities of furniture, which he has then been able to sell to more clients. With the profit made, Joktan bought a plot of land, where he started building a house for the family. He also paid school fees and maintained home expenses.

He will use this loan to buy more wood for his carpentry business. He dreams of finishing the construction of his house.

He will share this loan with his loan group "Trust," which totals nine members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,195,650
    Funds lent in using Kiva
  • 1,627.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Trust Group's $2,175 loan helped a member to buy more wood for his carpentry business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 6, 2013
Currency Exchange Loss:
Sep 17, 2013