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Dilnoza is an energetic and positive young woman. Since childhood, she has loved very much to sew dresses for her dolls. Growing up, she learned at the dressmaker's how to sew women's clothing. She is a very skilled seamstress and sews beautiful clothing. She is now confident in her skills and wants to start a business sewing women's clothes.

She was trained in the course "Bring It On", organized by the Association of Business Women and received a certificate. She put together her own business plan, analyzed the market, and is ready to start her business. However, she has no money to purchase a sewing machine which is the basis of her new business. She is requesting a loan of 1,000 somoni to buy a sewing machine.
View original language description ↓
Дилноза молодая энергичная и позитивная девушка. С детства она очень любила шить платья своим куклам. Повзрослев, она научилась у портнихи шитью женской одежды. Она очень умелая портниха и шьет красивые одежды. Она теперь уверена в свое мастерство и хочет организовать свой бизнес шитьем женской одежды. Она обучилась в курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат. Она составила свой бизнес план, проанализировала рынок и готова начать бизнес. Однако у нее нет денег для покупки швейной машинки, которая является основой ее нового бизнеса. Она запрашивает займ на сумму 1000 сомони для покупки швейной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 224
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Dilnoza to buy a sewing machine for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 10, 2013
Currency Exchange Loss:
May 22, 2014