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Dilorom is a woman with a good heart and lovely thoughts. She is married and is raising four children. For many years, she has lived in poverty as her husband is a migrant worker in the Russian Federation and they are not able to provide their children with all the necessary means. Year after year, the children require more support.

For many years, she was engaged in services as a dressmaker, but because her income is small, she decided to organize a business buying and selling women's clothing and fabrics. She has long sought for help and finally found out about the course "Bring It On", organized by the Association of Business Women. She participated in this course and received a lot of positivity for herself. After completing the course, she received a certificate. Now, she is ready to start a business, but she does not have the money to buy women's clothing and fabrics.

She is asking for a loan of 5,000 somoni to buy women's clothing and fabrics.
View original language description ↓
Дилором женщина с доброй душой и прекрасными мыслями. Она замужем и на воспитании имеет 4 детей. Она много лет жила бедно, так как ее муж трудовой мигрант в Российской Федерации и не в состоянии обеспечить своих детей со всеми не обходимыми средствами. Дети год за годом требуют больше благ. Много лет она занималась услугой портнихи, но так как ее доход маленький, она решила организовать бизнес купле продажей женской одежды и тканей. Она долго искала помощь и наконец, она узнала о курсе «Добейся Успеха» организованной Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много позитива для себя. После завершения курса она получила сертификат. Теперь она готова начать бизнес, однако она не имеет денег, чтобы купить женскую одежду и тканей. Она запрашивает займ на сумму 5000 сомони для покупки женской одежды и тканей. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,849,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Dilorom to buy women's clothing and fabrics for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 10, 2013
Currency Exchange Loss:
Dec 20, 2013