Jesusa, age 38, operates a small variety store to earn an income. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a PhP5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PhP 500 in sales every day.
Jesusa lives in Taguig, Philippines, with her husband Hamid and their children. She and her husband manage their household while operating the business. They are both working to provide income for the family's everyday needs.
Jesusa is requesting a PhP25,000 loan in order to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory.
Jesusa dreams of adding another source of income for the family. Her goal is to be able to provide her children with the opportunity to finish their studies.
She meets up with her co-fellowship* members to share stories of her life and business every week, and also to draw strength and inspiration from the fellowship and the Word of God she studies.
*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.