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Update on Milicent

Milicent runs a business in which she sells tablecloths, bed sheets, and curtains to earn an income. She cites seasonality and stiff competition from other operators as her major challenges.

Milicent decided to join Yehu to access loans to boost her business. She has requested a loan in the amount of Kshs 15,000, which she will use to pay for medical coverage for her family.

She thanks Kiva lenders and Yehu for helping her.

Previous Loan Details

Milicent is a married woman with three children. Two of them attend school while one is underage. She lives in a rental house that has neither electricity nor piped water. Her greatest monthly expense is food for the family. She operates a hawking business of selling clothes from door to door... More from Milicent's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 841
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Milicent to pay for medical coverage for her family.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 6, 2013
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Milicent. It was first posted on Kiva on Jun, 2011. Learn More