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Sakhavat is 39 years old, married and the father of four children aged 5 to 14. His mother lives together with them. Sakhavat has secondary education.

He has worked in livestock breeding for a period of 16 years; more specifically he purchases and resells cattle. At the same time, he sells milk products. Sakhavat learned about agricultural activity from his own father.

The house the family lives in has deteriorated over the years and needs some necessary repairs, so he is requesting a loan of 600 AZN to purchase building materials. Using these, he will build the bathroom at his house, thus enabling his family to have more comfortable conditions. Sakhavat is a very hardworking individual who strives for a better future.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Sakhavat to build a bathroom at his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 6, 2013
Currency Exchange Loss:
Jun 17, 2014