A loan of $850 helped to purchase a chaff cutter.

David's story

David lives in the Eldoret area of Kenya, which is training grounds for many of Kenya's Olympic runners. He has six children and has been doing this work (farming) for eight years. His primary income sources are milk, eggs, and crops.

He stated what is most enjoyable about farming: "dairy farming!" His biggest challenge is: "drought." Animals on the farm have not been named.

David was asked why he chose Juhudi Kilimo for this loan, to which he replied: "saw my neighbors succeed with Juhudi." This client was also asked what was learned during Juhudi's required micro-finance training session: "the importance of farming as a business."

His highest monthly expense is school fees. When asked, "how will this loan benefit your family?," David replied, "better quality of life."

As part of Juhudi Kilimo's loan appraisal process, each borrower's assets are evaluated. David owns the following: 'cow, poultry,' but does not own: 'pig, pump, bicycle, motorcycle, automobile'.

Juhudi Kilimo also tries to measure any change in living standards, based on this loan. This borrower has in the household: 'mosquito net, running water,' but does not have: 'electricity, solar power, sewing machine, TV, DVD.'

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down."

Loan details

Lenders and lending teams

Loan details