A loan of $375 helped to buy grocery items, toiletries, and beverages needed in her business.

Virgie's story

This is Virgie, 49, a resident of Cabrera, Pasay, Philippines. She is married to Eduardo, a construction worker, and they have children. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Virgie operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She gets her inventory at wholesale prices, and sells it by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

She is requesting a PHP 15,000 loan to help her continue the operation of her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory.

Virgie dreams that her business will continue to grow, and hopes to have a vehicle. She meets up with her co-fellowship* members every week to share stories of her life and business, and she can also draws strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.

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