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Karin Group
In this Group: Maria Rosa, Bertha Olinda, Jessica Susi*, Maritza, Elizabeth, Estela, Antonia, Diana
* not pictured
The communal group “KARIN” is comprised of 8 entrepreneurial women with great creativity for business. Bertha is 46 years old, married and a mother of 3 children. She has a small grocery store which she has had for about 15 years. She has been able to promote to her customers which has generated profits for her which has allowed her to cover the household expenses. In the future she would like to have her own premises where she can sell her products and obtain greater economic gains.

With the loan given she will invest it to buy more products for her grocery store and thus continue satisfying her customers' needs and to be able to come out ahead. At the same time, Bertha and all the members are very grateful to Kiva for the loan and for the assurance that has been given to them.

Bertha is the second on the left; she is wearing a blue shirt. Saying goodbye, she promises that she will fulfill her goals proposed.
View original language description ↓
Un grupo conformado por 8 mujeres emprendedoras y con mucha creatividad para los negocios. Así son los integrantes del grupo comunal “KARIN”. La Sra. Bertha de 46 años de edad casada y madre de 3 hijos, la Sra. Bertha tiene una pequeña bodega ya hace unos 15 años. La Sra. Bertha , ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos para su bodega y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Bertha y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Bertha es la segunda de la mano izquierda esta parada polo azul, Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $61,808,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Karin Group's $1,500 loan helped a member to buy more products for her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 5, 2013
Currency Exchange Loss:
Sep 17, 2013