25 De Julio 2 Group
This loan will benefit small businesswomen such as Sra. Egberta. She says that she joined Pro Mujer two years ago after receiving an invitation from a friend who is also a member of the organization. Egberta currently has a business of selling skirts. She learned about this business and then started her own with the first loan she received from Pro Mujer. At the moment, she is doing very well.
The loan she is receiving now will be used to increase her capital for buying skirts. She acquires her goods from the wholesale vendors in the city of La Paz and then sells them from her retail space. Working in this manner enables her to generate income to maintain her household. Egberta is married and has three children.
When asked what she likes about Pro Mujer, Egberta said that she enjoys the training sessions about health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Egberta es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de faldas; da a conocer que este negocio lo emprendió con el primer préstamo obtenido en Pro Mujer y en la actualidad le va yendo muy bien.
El crédito que ahora sacará es para el aumento de capital (compra de faldas) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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