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Germaine's Group
In this Group: Germaine , Dany, Marie R, Thérése , Helene
This group is made up of five women who are all traders. The group is on its 22nd loan.

Germaine, who is the representative of the group, is 56 years old, married and mother to seven children: six girls who are respectively 28, 26, 24, 20 and 17 years old and one 34-year old boy. She is the one with her hand raised in the photo.

Her main activity is fattening pigs at her home but she has also been selling "pagnes" for more than a year. With her loan she is planning to buy five pigs at 8,000 francs each, ten "pagnes" at 12,500 francs each and a large pig for 60,000 francs which she will kill and sell the meat. She has good experience in this field and despite competition in the area she manages to get by. With the profits she makes she will manage to put by savings in the Banc Villageois every month. She will also pay for her children's schooling and sometimes food.
View original language description ↓
Ce groupe est composé de 5 femmes qui font toutes du commerce;ledit groupe est a son 22ème prêt. Germaine, la représentante est âgée de 56 ans mariée et mère de 7 enfants dont 6 filles de 28;26;24;20;17 ans et un garçon de 34 ans.Elle a levé sa main sur la photo.
Son activité principal est l'embouche de porc dans son domicile, elle fait aussi du commerce de pagne depuis plus d'un an.
Avec son prêt elle compte acheter 5 porcs a 8000f chacun pour embouche; 10 pagnes à 12500f chacun et un gros porc de 60000f pour l'abattre et vendre la viande.elle a une bonne expérience dans ce domaine et malgré la concurrence dans le quartier elle arrive a s'en sortir.
Avec ses bénéfices elle arrive épargner tout mois dans le banc villageois ; elle paie aussi le scolarité de ses enfants et la nourriture parfois

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 497.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Germaine's Group's $4,175 loan helped a member to buy ten traditional "pagnes" for 125,000 francs, five pigs for 40,000 francs and another pig for 60,000 francs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
May 22, 2013
May 4, 2013
Currency Exchange Loss:
Nov 17, 2013