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Update on Mercy

For the past years, Mercy has operated a detergent selling business with the help of the previous Kiva loans, selling from door to door to her neighbors and passersby. She faces a major challenge of delayed payments by creditors. She dreams of expanding and establishing a boutique business in the future.

With the loan that she is requesting of 20,000 KES she wants to purchase liters of detergents for resale. She decided to join Yehu to access loans to boost her business and she's appreciative for the Kiva loan.

Previous Loan Details

Mercy lives in the town of Likoni with her husband and 2 children, both of whom attend school. In her store, she makes soaps and supplies for the neighboring families for their daily use. Everyone in her family knows the tasks associated with the business. Therefore, she gets assistance in he... More from Mercy's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 397
    View loans »
    Kenya Loans Fundraising
  • $50,225,025
    Funds lent in using Kiva
  • 83.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Mercy to purchase liters of detergents to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 5, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Mercy. It was first posted on Kiva on Jun, 2012. Learn More