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Rukiya is a woman with a kind heart and solid plans to start a new business. Rukiya is 44 years old. She is married and raising two children. Her husband Abdulamat is a simple worker and receives a small salary. Rukiya wants to start her own business sewing women's clothing because she can sew beautiful dresses. Rukiya will sew dresses for her customers at home as many of her neighbors wish to be her customers. She is asking for a loan in the amount of 2,400 somoni to buy a sewing machine. She hopes for your kindness.
View original language description ↓
Рукия женщина с добрым сердцем и конкретными целями организовать бизнес. Рукия 44 года. Она замужем и на воспитании имеет 2 детей. Ее муж Абдуламат простой рабочий и получает маленькую зарплату. Рукия хочет организовать свой бизнес шитьем женской одежды, так как она умеет шить очень красивые платья. Рукия будет шить платья для своих клиентов у себя дома, так как много соседи желают быть ее клиентами. Она запрашивает займ на сумму 2400 сомони для покупки швейной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Rukiya to buy a sewing machine for a new business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 8, 2013
Currency Exchange Loss:
Sep 21, 2013