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Abesamihigo A /rusizi Group
In this Group: Jean Bosco, Xavier, Mathias, Faustin, Fiacre
Bosco is a member of the ABESAMIHIGO A /RUSIZI group. He is 54 years old, married, and he has eight children. His oldest child is 32 years old and his youngest is 12. Four of his children are in school. Bosco himself attended primary school.

He is requesting this loan to buy chemical fertilizers and to pay for labor. He is expecting no difficulty repaying his loan. His strategy to grow his business is to use enhanced seeds.

His ambition is to become a modern farmer. As far as his family is concerned, his goal is to educate his children.
View original language description ↓
Bosco est membre du groupe ABESAMIHIGO A /RUSIZI, il est agé de 54 ans , il est marie et a 8 enfants dont le plus grand a 32 ans et le plus petit a 12 an.4 vont à l`é a étudie l`école primaire.

Il sollicite ce crédit pour acheter les angrais chimiques et payer le main d`oeuvre.
Il n`attend aucune difficulté pour le remboursement.
Le stratégies pour la croissance de sona ctivité est d`utiliser les semences amelioré.

Ses ambitions est de dévenir l`agriculteur moderne et pour sa famille c`est éduquer ses enfants.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 628.9
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abesamihigo A /rusizi Group's $850 loan helped a member to buy chemical fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Apr 4, 2013
May 2, 2013
Currency Exchange Loss:
Nov 4, 2014