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Mr. Shamsulzaman is 56 years old. He lives in the area of Lahore, in Pakistan. He has been running a general store in the market near his house, which is the only source of income for the family. He is the father of three daughters and three sons. He has too few products in his shop and, because of that, most of the time he has to refuse his customers the products they require. He has applied for a loan amount of 100,000 PKR from Kiva's partner BRAC Pakistan to buy washing powder, soap and detergents to sell. He is hopeful that the loan will help him to offer more variety in the store and greatly help him to fulfill the demands of his customers. This will gradually help him to increase his monthly net income. He will use the profits to meet the occasional expenses of his family. He is thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Shamsulzaman to buy washing powder, soap and detergents for his store, so he can offer a greater variety of products to his customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 5, 2013
Currency Exchange Loss:
May 17, 2014