For many years, Azat has worked in his village Municipality as a tractor driver. Now Azat has his own tractor and for more than 10 years he has provided services with his tractor for villagers in the Sevan region.
At the same time, Azat engaged in farming and animal breeding. He has 4 cows, 15 sheep and 20 bee families. Azat has a plot of land near his house. He plants vegetables and takes care of his fruit trees.
Azat sells his agricultural production (milk, meat, honey, fruits and vegetables) in Sevan city’s food markets. Azat’s wife helps him in farming and animal breeding. Azat says that without his family members help, he couldn't overcome all the difficulties in the agricultural business.
With the profit from his agricultural business, Azat meets his family's needs. For about 2 years, Azat has accumulated the profit from his tractor services.
He dreams to buy a new tractor because his tractor is too old and worn. For the purchase of a new tractor, Azat needs a loan amount 1,000,000 Armenian dram.
About “Nor Horizon”
“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.
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