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Yoern's Group
In this Group: Yoern, Heang, Noern, Pheap
Residing in a rural village of the Choeung Prey district of Kampong Cham province, Yoern is a 27-year-old married mother of one son who is too young for school. To support the family, she and her husband have been farming rice for seven years. The current business earns her family about 35,700KHR per day to meet her family’s needs.

Yoern’s group consists of four female members, each requesting a loan with VisionFund of 1,000,000 KHR. As the leader, Yoern will use her portion to pay for fertilizers for her farmland and the labor costs involved in plowing the rice field. She hopes this loan will enable her to get a high yield from her business to improve her family's standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,991.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yoern's Group's $1,025 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 1, 2013
May 4, 2013
Currency Exchange Loss:
Apr 16, 2014