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Fransina is a 42-year-old lady, married to Imanuel, a 45-year-old man. They have four children: Afriani, 14, 2nd grade of Junior High School; Oriyanti, 12, 5th grade of Elementary School; Lucky, 9, 3rd grade of Elementary School; and Michael, 6.

Fransina is running a kiosk business, selling household items such as sugar, coffee, detergent, cigarettes, bath soap, mosquito coils, snacks and soft drinks. She initiated the business to help meet the needs of the family because her husband works as a construction worker.

The increase in market price and the demand for more stock from the customers led Fransina to seek more money to buy various items. She then submitted a loan application and requested a loan amounting to IDR 3,000,000. She plans to spend the loan on more snacks and soft drinks. She hopes that her loan application will be approved soon.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 50
    View loans »
    Indonesia Loans Fundraising
  • $6,157,950
    Funds lent in using Kiva
  • 9,722.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Fransina to buy various items.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 4, 2013
Currency Exchange Loss:
Mar 26, 2015