A loan of $275 helped to purchase additional bundle of used clothes to sell.


Gemma's story

Gemma is a hardworking entrepreneur who has a used clothes business in the Philippines. She is borrowing PHP 11,000 through NWTF to purchase additional bundles of used clothes to sell for her business. Gemma has been in this business for two years. Gemma earns additional income from direct selling of Avon products. Gemma has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to save enough money so she can afford to send her children to college.



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