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Jose De La O
44-year-old Jose lives in his own home with his wife and two children. He has been a farmer for several years. He grows corn and beans. With the sale of his crops, he provides food for his family, since they do not have any other source of income. He lives in simple and humble conditions together with his family, which is why he is requesting a loan to buy the necessary agricultural inputs such as fertilizers, seeds and insecticides among other things like shown in the photograph, which are indispensable for obtaining an abundant harvest. With this, he hopes to be able to continue improving his living conditions and those of his family.
View original language description ↓
Don Jose de 44 años de edad, vive en casa propia con su esposa y sus 2 hijos, se dedica a la agricultura desde hace varios años cultiva maíz y frijol, con las ventas que realiza de sus cultivos lleva el alimento diario a su familia puesto que no cuenta con otra fuente de ingresos. Vive en condiciones muy sencillas y humildes junto a su familia, por eso solicita un credito para la compra de los insumos agrícolas necesarios como: fertilizantes, semillas, insecticidas, entre otras cosas asi como muestra la fotografia ya que son indispensables para obtener una cosecha abundante con eso espera poder continuar mejorando las condiciones de vida de él y de su familia

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 718
    View loans »
    El Salvador Loans Fundraising
  • $29,653,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $225 helped Jose De La O to buy fertilizers, manure, pesticides etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 26, 2013
May 1, 2013
Currency Exchange Loss:
May 18, 2014