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Rosa Enma
50-year-old Rosa lives in her own home with her husband and two children. She is a farmer, and her principal crop is tomatoes. When her harvest is ready, she goes out to sell it in the markets that are near where she lives. With the profit she gets from the sales, and the help of her husband, they are able to cover the household expenses. Rosa is requesting a loan that will allow her to buy fertilizers, pesticides and manure among other inputs in order to have a better tomato harvest and in this way obtain a greater income to give her family what they need without any limitation.
View original language description ↓
Doña Rosa de 50 años de edad vive en casa propia con su esposo y sus dos hijos, ella se dedica a la agricultura su principal siembra es el tomate, cuando su cosecha ya esta lista sale a comercializarla a los mercados que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas y la ayuda de su esposo logran solventar los gastos de su hogar, Doña Rosa solicita un credito que le permita poder comprar fertilizantes, pesticidas, abonos, entre otras cosas para tener una mejor cosecha de tomates y asi obtener mejores ganancias para darle a su familia lo que necesita sin limitacion alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 578
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Enma to buy fertilizers, manure, pesticides etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 25, 2013
May 1, 2013
Currency Exchange Loss:
Feb 21, 2014