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Karla Patricia
Karla Patricia is the single mother of two school-aged little girls. She lives in the municipality of El Sauce, and has been working as a teacher for 10 years. Her school is located in a rural area 10 km from this municipality, where she has to travel by bicycle every day to be on time at her workplace.

She is an admirable woman, who on her own has supported her daughters all these years without the support of the father. She has improved her home through her own efforts with her salary.

Due the fact that the winter season is approaching and the roof of our house is in poor condition, she needs a loan to repair it. So at this time she is requesting a loan from Ceprodel to carry out her objective which involves buying sheet metal roofing, nails and paying for labor.

She is requesting the support of the Kiva investors as she knows that they are good-hearted people who help the neediest: low-income people. She trusts in God that they will approve her request, for which she will be eternally grateful.
View original language description ↓
La joven Karla Patricia es madre soltera de dos niñas en edad escolar, habita en el municipio de El Sauce, desde hace 10 años se dedica a laborar como maestra de educación secundaria en una escuela ubicada en una comarca a 10 km de distancia de dicho municipio donde le toca viajar en bicicleta todos los días para estar puntual en su centro de labores.

Es una mujer admirable que sola ha mantenido todos estos años a sus hijas sin el apoyo del padre, ha mejorado su casa con esfuerzo propio de su salario.

Debido a que se acerca la temporada de invierno y el techo de su casa está en mal estado, necesita un crédito para repararlo, por lo que en este momento está solicitando un crédito en Ceprodel para llevar acabo su objetivo con el que piensa comprar zinc, clavos y pago de mano de obra.

Pide el apoyo a los inversionistas de Kiva que sabe que son personas de buen corazón que ayudan al mas necesitado, a personas de escasos recursos y confía en Dios que ellos le aprueben su solicitud donde les quedará eternamente agradecida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,236,725
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Karla Patricia to buy sheet metal roofing, nails, and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 6, 2013
Currency Exchange Loss:
May 17, 2014