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Luís Israel
Luís Israel, 33, is the single father of a school-age child. To the extent possible, he has tried to give him the best education and nourishment.

He has worked as an elementary school teacher for 10 years in a region 10 kilometers from the town of El Sauce. He practices his profession painstakingly and enthusiastically, despite how rough the road to his school is. Every day he leaves home at 5 in the morning on his bike until he reaches a point at which he has to walk to get to his destination and be on time for school, because the road is rough and there's only foot access.

He approached CEPRODEL for the first time because he realized that there are some investors abroad who finance loans, especially for low-income people who are striving to get ahead. Currently he needs a loan to have some dental work done.

He hopes and trusts in God that these people support his application so he can carry out his investment.
View original language description ↓
Luís Israel es un joven de 33 años, soltero, padre de un niño en edad escolar que bajo sus posibilidades ha tratado de dar lo mejor en cuanto a educación y sustento alimenticio.

Desde hace más de 10 años se dedica a laborar como profesor de primaria en una comarca ubicada a 10 km del municipio de El Sauce.

A pesar de lo incómodo del camino para llegar a la escuela ejerce su profesión con esmero y entusiasmo.

Todos los días sale de su casa a las 5 de la mañana en bicicleta hasta cierta parte luego tiene que caminar a pie para llegar a su destino y estar puntual en la escuela, ya que el camino es incómodo y no hay acceso más que a pie.
Por primera vez se acercó a Ceprodel ya que se dio cuenta que hay unos inversionistas del extranjero que financian créditos sobre todo a las personas de escasos recursos que luchan por salir adelante y en este momento necesita un crédito para realizarse un trabajo dental.

Espera y confía en Dios que estas personas apoyen su solicitud para llevar a cabo su inversión.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Luís Israel to fix his teeth.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 6, 2013
Currency Exchange Loss:
Jun 17, 2014