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Harlan Francisco
Harlan Francisco is a Sauceño (native of El Sauce) at heart. He graduated as a Biologist and at the moment he is in charge of municipal services for a state institution. One of his biggest dreams is to have a restaurant since he is passionate about pleasing people's palates and making exquisite dishes.

Now his big project is to take a cooking course at university to later start his business and win over potential customers with the quality of food. For this reason he is requesting a loan with Ceprodel to be able to study this course, since it is expensive and with his wages he can't cover it.

He is asking Kiva lenders to support him with his request to be able to carry out his goals and in the future to fulfill his big dream. In addition, it's a project that can help him a lot even when he doesn't have work.
View original language description ↓
El joven Harlan Francisco es un Sauceño de corazón, se graduó como Biólogo y actualmente se desempeña como responsable de servicios municipales para una Institución estatal.

Uno de sus grandes sueños es llegar a tener un negocio de comidería ya que le apasiona complacer el paladar de las personas y realizar platos exquisitos.

En este momento su gran proyecto es estudiar un curso universitario de cocina para luego iniciar el negocio y conquistar a sus posibles clientes por la calidad de la comida.

Por este motivo está solicitando un crédito en Ceprodel para poder estudiar este curso, ya que son costosos y con su salario no puede cubrirlo.

Solicita a los inversionistas de Kiva que le apoyen con su solicitud para poder llevar a cabo su objetivo y en un futuro cumplir su gran sueño, además que es un proyecto que le puede servir de mucho cuando aún no tenga trabajo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,421,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Harlan Francisco to pay for a cooking course at university.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 6, 2013
Currency Exchange Loss:
Jul 18, 2014