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Mario  Alfredo
Mario is 41 years old and he lives with his wife and three children in a house they own. He has been a construction worker for 10 years and with the work he does, he pays for household expenses. Mario wishes to improve his house but he lacks enough capital to do so because he doesn't make enough money to cover that expense. This is why he is asking for a loan that will allow him to change the roof in his house so that he and his family can live better.
View original language description ↓
Don Mario de 41 años de edad vive con su esposa y sus tres hijos en casa propia el se dedica a la albañileria desde hace 10 años, con el trabajo que realiza logra solventar los gastos de su hogar. Don Mario desea mejorar su vivienda pero no tiene suficiente capital para realizarlo porque con lo que gana no le alcanza para cubrir esos gastos por eso solicita un credito que le permita cambiar el techo de su vivienda para que el y su familia puedan vivir mejor.

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 500
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Mario Alfredo to improve his house by building the roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 30, 2013
Currency Exchange Loss:
May 18, 2014