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Valelia S., 49, is married and has 4 children. She has many years of experience growing and selling taro and bananas. She sells to the villagers and the public 2 days per week.

Valelia is a very active woman who puts all of her energy into her business because it is her family's major source of income. She is requesting a loan to purchase supplies for her plantation, such as chemicals, a back sprayer, fertilizer, and bush knives. She would also like to use part of the loan to purchase supplies and tools (such as bricks, cement, galvanized nails, and a hammer) to make some home repairs.

She expects to earn a weekly profit of 300 Tala (about 125 USD). She had 3 previous loans with SPBD. SPBD loans are Valelia’s only access to capital because she was never able to qualify for a loan with the traditional banks.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Valelia purchase chemicals, back sprayer, fertilizer, bush knives for the taro and banana plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 5, 2008
Currency Exchange Loss:
Oct 15, 2009