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María Benita
María Benita is a "sauceña" [a woman from El Sauce] who is brave, hard-working and admirable, and a typical Nicaraguan woman, who in spite of being a single mother has worked hard day after day to help her three children get ahead through her own efforts, without help from their father.

To earn her household's daily bread and to pay for her children's university studies, she works as a secretary for a State institution. She has exercised this profession for many years, and it has allowed her to ensure that her children do not lack for anything.

[She says that] one of her great dreams is that God will permit her to see her children educated as professionals, so that they can be successful in the future. This will depend in great measure on the Kiva investors' financing a loan which she needs at this time, through Ceprodel, to pay the matriculation fees for the start of classes and the tuition for several months of the university, so that this will not be an obstacle for her son as he finishes his degree.
View original language description ↓
María Benita es una sauceña valiente, trabajadora y admirable, típico de las mujeres Nicaragüenses que a pesar de ser madre soltera ha luchado día a día con el esfuerzo propio por sacar adelante a sus tres hijos sin la ayuda del padre.

Para llevar el pan de cada día a su hogar y pagar la universidad de sus hijos ella labora como secretaria para una Institución estatal donde lleva muchos años de desempeñar esta actividad y la que le ha permitido que a sus hijos no les falte nada.

Uno de sus grandes sueños es que Dios le permita ver preparados a sus hijos profesionalmente para que puedan defenderse en un futuro y esto va a depender en gran medida que los inversionistas de Kiva le financie un crédito que está necesitando en estos momentos a través de Ceprodel para pagar la matrícula de inicio de clases y el arancel de varios meses de la universidad con el fin de que esto no sea un obstáculo para que su hijo culmine su carrera.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped María Benita to pay for matriculation and university tuition.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 3, 2013
Currency Exchange Loss:
Jul 18, 2014