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Fátima Leonor
Fátima Leonor comes from the town of El Sauce, a village which is full of cultural and religious traditions. All its inhabitants know each other because of how small the village is.

She graduated as an elementary school teacher 30 years ago. Today she holds the position of vice principal at a school located 7 kilometers from the village. She needs to commute on a motorcycle in order to get to her workplace on time.

She's a hard-working woman who has always accomplished her goals through her own efforts, especially the goal of getting her children ahead. Her biggest dream is to see her house finished with all the right conditions.

She currently needs a loan in order to purchase zinc, cement, bricks and nails so that she can improve her kitchen before the winter season comes. Only with the help of these loans can great dreams be achieved.

She feels very thankful and satisfied with Kiva and Ceprodel for the support she has received from these loans. Thanks to them she has built her house, which she wouldn't be able to do with her low income.
View original language description ↓
Fátima Leonor es originaria del municipio de El Sauce, un pueblo lleno de tradiciones religiosas y culturales donde todos sus pobladores se conocen por lo pequeño que es dicho pueblo.

Hace 30 años se graduó como maestra de primaria y hoy ejerce el cargo de sub directora de un colegio ubicado a 7 km de dicho municipio donde tiene que viajar en motocicleta para estar puntual en su centro de trabajo.

Es una mujer luchadora que toda su vida ha logrado con esfuerzo propio sus objetivos sobre todo sacar adelante a sus hijos. Su gran sueño es ver terminada su casa con todas las condiciones.

En este momento tiene la necesidad de un crédito para comprar zinc, cemento, ladrillos y perlines con el fin de mejorar la cocina antes de que entre la temporada de invierno y solamente con la ayuda de estos financiamientos se pueden lograr grandes sueños.

Se siente muy agradecida y satisfecha con Kiva y Ceprodel por el apoyo que le ha brindado con estos créditos ya que gracias a ello ha construido su casa y con lo poco que gana no hubiera podido lograrlo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Fátima Leonor to purchase zinc, cement, bricks and nails.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 3, 2013
Currency Exchange Loss:
Jul 18, 2014