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Jaqueline María
Jaqueline María is a 23 year old young woman from Las Mojarras, a rural area in the El Jicaral municipality. In order to get to her place you need to cross an immense, fast-flowing river. The river grows in the winter time, and it is difficult to leave her village.

She is an enterprising young woman. In spite of living so far from the city, she prepared professionally as a teacher in order to get ahead. She now teaches classes to elementary school children in said location.

One of her biggest dreams is to have her own house. She got married a little while ago, and she and her husband want to struggle together in order to achieve their dream. They want to give their children good living conditions from the moment the children arrive in their lives.

She is now requesting a loan to buy bricks, cement, sand, and corrugated metal roofing in order to start building said house. They will work little by little until they finish it all.

She is requesting the support of the Kiva lenders and Ceprodel so that they will help with her request. She will be eternally grateful. It is only through these loans that people are able to fulfill their dreams.
View original language description ↓
Jaqueline María es una joven de 23 años, originaria de la comarca Las Mojarras del municipio de El Jicaral donde para llegar a su destino hay que atravesar un inmenso río caudaloso que en temporada de invierno se crece y es problema salir de dicho pueblo.

Es una joven emprendedora que a pesar de vivir tan alejado de la ciudad se preparó profesionalmente como profesora para salir adelante y hoy imparte clases a niños de primaria en la escuela de dicha localidad.

Uno de sus grandes sueños es tener su propia casa, ya que hace poco tiempo se casó y en conjunto con su esposo quieren luchar para lograr su sueño y brindarles buenas condiciones de vida a sus hijos en el momento que lleguen a sus vidas.

En estos momentos está solicitando un crédito para comprar ladrillos, cemento, arena y zinc con el fin de iniciar a construir dicha casa, ir poco a poco hasta llegar a tenerla toda.

Pide el apoyo a los inversionistas de Kiva y Ceprodel para que le apoyen con su solicitud donde quedará eternamente agradecida, ya que solamente a través de estos créditos se pueden cumplir los sueños de toda persona.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jaqueline María to buy bricks, cement, sand, and corrugated metal roofing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 3, 2013
Currency Exchange Loss:
Jun 17, 2014