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Henry Benjamin
Benjamin is 35 years old, single and lives with his parents in the Chillanes Canton in the Bolivar province. He is a member of the communal bank "Union Central Parroquia San Jose", which focuses on agricultural, animal breeding and commercial activities. The community is located one hour away from the communal bank.
Benjamin works cleaning crop fields. He is asking for this loan to clean cocoa fields in order to improve production. The purchases will be carried out in San Jose del Tambo.
His dream is to build his own house. He faces no particular challenges.
In his spare time he likes to work.
View original language description ↓
Benjamín tiene 35 años de edad es soltero vive con sus padres en el Cantón Chillanes Provincia Bolívar.

Es integrante de ventanilla Unión Central Parroquia San José del Tambo actividad económica agricultura,

crianza de animales y comercio la comunidad se encuentra a una hora de la cooperativa.

Benjamín se dedica a la agricultura a la limpieza de huertas.

Solicita el crédito para la limpieza de las huertas de cacao y mejorar la producción.

Las compras lo realizan en San José Del Tambo. Su sueño es realizar su casa propia.

No tiene ningún desafío que enfrentar.

En el tiempo libre le gusta trabajar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Henry Benjamin to clean cocoa fields and improve production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 12, 2013
Apr 29, 2013
Currency Exchange Loss:
May 28, 2014