Clemente, 45, is single and has two children. He lives with a friend in Chillanes Canton in Bolívar Province.
He's a member of Unión Central Communal Bank in the parish of San José del Tambo, where the economic activities are agriculture, raising animals, and trade. The community is located an hour from the cooperative.
Clemente makes a living in agriculture, such as growing cacao. He's requesting the loan to take care of his cacao, coffee, and banana fields. He makes his purchases in the city of Mata de Cacao.
His dream is to have his own business and a vehicle. He faces no challenges. In his free time he likes to play sports and listen to music.
Clemente tiene45 años de edad es soltero tiene dos hijos vive con vive con una amiga en el Cantón Chillanes
Es integrante de ventanilla Unión Central Parroquia San José del Tambo actividad económica agricultura,
crianza de animales y comercio la comunidad se encuentra a una hora de la cooperativa.
Clemente se dedica a la agricultura como a la siembra de cacao.
Solicita el crédito para dar mantenimiento a las huertas de cacao, café y plátano.
Las compras lo realizan en la ciudad de mata de cacao.
Su sueño es tener un negocio propio y un vehículo.
No tiene ningún desafío que enfrentar.
En el tiempo libre le gusta jugar y escuchar música.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!