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Safargul is a 48-year-old resident of Kulob and a married mother of six. She has three daughters and three sons. Her husband works abroad. Safargul's oldest daughter helps her mother with work and is learning to embroider. Two of Safargul's sons sell DVDs and SIM cards. Her other three children are in high school.

For 15 years Safargul has sewn and sold national dresses (chakan) and skullcaps. This craft has been passed down from generation to generation. Safargul learned to embroider from her mother. Now this craft is her profession and she is teaching her own daughter.

Safargul is requesting a loan to purchase an electric sewing machine in order to make her sewing easier and to save time. This will give her more free time to embroider skullcaps, which are sewn by hand.
View original language description ↓
Сафаргул жительница города Куляб. Ей 48 лет. Она замужем. Сафаргул является матерью шестерых детей. У нее трое дочерей и трое сыновей. Муж Сафаргул находится на заработках за рубежом. Старшая дочь Сафаргул помогает ей в ее деятельности и учиться вышивать. Двое ее сыновей занимается торговлей DVD дисков и мобильных сим-карт. Трое других детей учатся в средней школе.
Сафаргул на протяжении пятнадцати лет занимается шитьем национальных платьев (чакан) и тюбетеек для продажи. Это искусства переходит от поколения к поколению. Сама Сафаргул научилась вышивать у своей матери. Теперь она занимается этим видом деятельности и учит свою дочь.
Сафаргул берет кредит для приобретения электронной швейной машинки, чтобы легче была шить и сэкономить время. Таким образом у нее останется побольше свободной времени, чтобы вышивать тюбетеек, так как тюбетейки являются ручной работой.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Safargul to purchase an electric sewing machine in order to ease her work and save time.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 4, 2013
Currency Exchange Loss:
May 17, 2015