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Izabella is from Yerevan. She lives with her husband and 20-year-old daughter. Izabella works at a local shop as a seller. Her husband is a driver for a local company. Their income is barely enough to cover the family’s basic expenses, and it doesn't allow them to save money for their daughter's education.

Izabella's daughter studies at Russian-Armenian Slavonic University and is in her third course. Izabella's daughter Elina dreams to become a good specialist and find a job with a salary that allows her to be financially independent. Izabella has requested this loan to pay for Elina's university tuition.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 411.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Izabella to pay for university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 1, 2013
Currency Exchange Loss:
Jun 17, 2014