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Concepcion is a 49-year-old married woman. She and her husband have three children and they live in the Philippines.

To earn a living, Concepcion works as a farmer and grows vegetables. She has been in this line of business for 15 years.

She is now requesting a loan to buy fertilizer. Concepcion has been a member of PMPC for seven years. In the future, Concepcion hopes to have her own large farm.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 413
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Concepcion to expand and improve her farming operations by purchasing fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 1, 2013
Currency Exchange Loss:
May 17, 2014